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Transparent Health Network is not insurance. Transparent Health Network provides our members contracted rates for products and services through our network of health care providers. Transparent Health Network does not make payments directly to providers for products and services received under this program. The member is obligated to pay for all products and services at time of service. Transparent Health Group LLC has no liability for providing or guaranteeing service or the quality of service. You may cancel your membership at any time. If you cancel within 30 days of enrollment, you will receive a full refund (the application fee, if any, is not refundable).